Don’t wreck the car

As we move along in 2012 ( where has the time gone, its almost November !!! ), the mortgage market hasn’t had major changes. They are coming next year. I want to warn all people applying for a mortgage to be aware. Lenders can and will check all aspects of your finances before granting you a mortgage loan. Credit is being checked AGAIN the day of closing. Don’t go buy anything or apply for any loans during the process of closing your house. You will possibly go through underwriting, which could delay your closing or worse, even cause you loan to be denied if you purchase something and now your qualifying ratios are too high. Don’t even let anyone look at your credit during this sensative time. Why create extra hassles for yourself??  Keep your credit clean.